Dave Winer has been blogging about vendor lock-in for quite a while now. It occurred to me earlier as I was reading about a really cool project and realizing that this project would never be possible with commercial applications. Would it be possible to put Microsoft Content Management on a flash drive even if the license permitted it? How else could one have a flash-drive based cross-platform web-enabled application?

When companies and organizations take the stand that open-source is not for them it is often a short-sighted view. Certainly there are organizations that can't deal with open source themselves but there is no upside from skipping the numerous vendors working with open-source and there is almost certainly long term risk. What does a business do when their system is no longer supported and their data is locked-in to a particular vendor's system? Just ask some organizations that are just now trying to migrate from mainframe systems to database systems and the years of work and millions of dollars it takes to make the move.

Here is an idea for a business I would like to use but don't have the time to create. In reading Peter Walsh's book, or listening to the audiobook to be precise, there is a great suggestion. For holiday gifts ship them to the place you'll be and skip the whole schlepping them through the airport or in the car. R.E.I. makes this easy by allowing orders to be picked up at the store. The service I would love to use is one whereby I can send packages ahead to where I'll be for the holidays without complexity. Sure I can send them to a house but there are always issues around that. It seems a business with many locations and already large storage space would be perfect. Perhaps even one of the shipping companies could provide this service.

Credit card companies frequently are coming up with new ways to sucker customers. The beleaguered industry is certainly not without its benefits but the methods used by many companies are outright slimy. Consider the advertisement in the mail from Bank of America. The ad for Zero Balance tells how I can get an unsecured loan of "up to $50,000* at competitive non-variable rates."

There is not even one little footnote symbol next to the "non-variable rates" portion that is highlighted in yellow for would-be borrowers. What does a non-variable rate mean? Is it the fixed rate that many would commonly think it might be? Well, no. While there is no footnote indicator there is an explanation in the fine light gray print on the back it explains:

By "non-variable rates" we mean that the APR will not automatically vary with an index, such as the Prime Rate. We reserve the right to change your APR, fees, or other credit terms at our discretion.

So it turns out that "non-variable" means they aren't tied to a somewhat predictable index, the economy or any of the normal things that most outrageously priced credit cards are tied to. Instead Bank of America can decide, at their discretion, to increase your rate to the maximum the day after you sign up. In fact if you sign up with a 10% maximum APR the next day they can change it (changing the credit terms) to a low 33% APR.

I need a solution for re-writing the from fields of inbound emails. There are a few correspondents in the various areas of life who insist on not putting their full names in their email clients. In the cases where I've talked to people this is often in the mistaken belief that it will help keep them from getting spam. In reality it makes spam filters much more suspicious of the email and ultimately only makes it harder on the ultimate recipients.

Apple Mail does a decent job when you're looking at the individual message. As long as the user's real name is in the address book it shows their real name even if they've supplied something else. But in the list views there's a bigger problem. It is not much fun to try and figure out which of the 3 Mikes sent an email in a list where it would have been much easier if they'd had the courtesy to include their full name. Along the way perhaps there will be more education about not looking like spam. And then again maybe I'll get mail more than the once-weekly trip to the spam filters.